How to Use the Site

Congratulations! You found the website associated with the first legal, tax and financial book written exclusively for Doctors in California.

The book, and this accompanying site, are designed to help educate doctors in California in the areas of:

• Asset Protection
• Business & Practice Structuring
• Tax Management
• Insurance Planning
• Investment Management, and
• Estate Planning

What Benefits Can Doctors Find Here?

• Our free e-newsletter
• Our book For California Doctors
• A seminar for your group or association
• A free consultation
• Our comprehensive wealth protection plan

Free Consultation

Every visitor to this site, every purchaser of For California Doctors, and every reader of our articles is invited to receive a free one-hour consultation with one or more of the authors.

On these consultation calls, we will answer your questions in any of the planning areas that we handle for clients. We will also determine how our firm may assist you in your particular circumstances.

The only prerequisite to this consultation is that you must complete a short data form so the authors can review your information in advance. This will make our consult most productive.

To learn how to arrange this no-obligation consultation, please click here.

Multiple California Offices

All of the attorney co-authors are licensed to practice law in California (and some other states).

With offices in San Diego, Los Angeles, Orange County and Northern California, the authors and their firms are able to assist all doctors in California.

Doctors are encouraged to review each of the authors' firms and choose the one that best fits your needs. This may or may not be the office that is closest to you. All of the authors and their firms have excellent working relationships with one another and highly recommend the other firms to prospective clients.

We encourage all doctors who live or work near any of our offices to consider having one or more of the authors come to your hospital, association or group to deliver a presentation on asset protection, tax and estate planning.

Experts in the Field

Between the authors, we have written 8 books, given hundreds of lectures at conferences, written over 50 articles in their areas of expertise, appeared on Bloomberg and Fox Television, been interviewed on over 100 radio programs, and have over 120 years of experience.

We encourage you to read our books and speak with us about how we can apply our expertise for you.

To learn more about our firm and how we can help you, review the Who We Are and Working With Us sections of our website.

Multidisciplinary

In addition to our expertise, our multi-disciplinary approach sets us apart from our competitors.

There are countless books on financial, asset protection, tax or estate planning topics. Unfortunately, most of these book have one of two problems:

1.) they are single minded in focus (either asset protection or estate planning or financial); or

2.) they are written for the average American (who is very different from a doctor).

Our book, For California Doctors, includes asset protection, tax, estate planning, insurance, and investment sections and integrates the recommendations into a comprehensive, multi-disciplinary plan. This is consistent with how the authors address the planning of our clients.

Since starting the trend of writing financial and legal books specifically for doctors, competitors have entered the market. The benefit of For California Doctors is that it is the only multidisciplinary legal and financial book specifically written ONLY FOR doctors in California. Laws are very different in each state. As a result, general books may waste valuable pages, and your time, on topics that may not be appropriate for you.

This very-targeted, multidisciplinary book should be the best financial and resource a California Doctor could ever find. We hope you enjoy it and find it very helpful.

Focus on Physicians

All of the firms of each of the authors focus their energy on clients where they can add the most value. This does not mean that all our clients are rich or that all of our clients are doctors. However, all of the clients who engage our firms have some level of concern in the areas of asset protection, tax, investing, or estate planning. The greater the concerns, the more value the authors' firms can provide.

The Authors' Qualifications

The authors have had hundreds of published articles in various medical journals, have spoken to a number of groups nationwide, and have thousands of doctor clients. One of the author's partners was recognized by medical economics as one of the top financial advisors for physicians.

The authors have created educational programs or materials for hundreds of medical groups, associations, practices and organizations. We can offer speakers nationwide who are experts in wealth preservation and asset accumulation strategies.

News & Updates

Make sure you check this tab each time you come to the site. This is where we will announce the upcoming seminars, web conferences and any other special offers.

June 2010 Update

As our first update to For California Doctors, the only book written exclusively for California physicians, we address a change by the IRS to the amount that can be deducted for the payment long term care insurance premiums for 2009 and 2010 (2008 numbers were used in the book). See the following chart, which should replace the chart in Chapter 7-4.

LTC Insurance Tax Deductions for 2009 and 2010

Source: AALTCI, IRS Revenue Procedure 2008-66 (2009 limits) and 2009-50 (2010 limits).

Also, we have had readers questions regarding whether or not individuals can use this chart. Individuals may use this chart. Individuals (such as W2 employees) include the table amount on Schedule A as a medical expense where it is only deductible to the extent all qualified medical expenses exceed 7.5% of AGI.